Vice President- Retail Credit Policy

Description Job Purpose • Manage portfolio risk strategy and performance management for unsecured retail assets, including credit cards, personal loans, BNPL and other digital lending products. • Own the end-to-end risk decision framework across acquisition, account management, line assignment, pricing, collections and customer lifecycle management. • Use advanced analytics, segmentation and AI/ML models to optimize growth, credit quality, customer outcomes and risk-adjusted profitability. • Pr…