Descripción
To support the assessment, evaluation and underwriting of financial lines insurance risks by analyzing proposal information, evaluating exposures against underwriting guidelines, preparing recommendations on risk acceptance and policy terms, and supporting portfolio performance and underwriting governance. The role will develop technical underwriting competence through structured training and supervised assessment of financial lines risks.Broker and internal liaison: Engage with brokers and internal underwriting colleagues to clarify material risk information, discuss coverage requirements and resolve questions affecting risk assessment. Communicate underwriting findings and recommendations clearly and professionally.Policy terms and conditions: Assist in reviewing proposed policy limits, deductibles/excess, exclusions and other terms against established underwriting guidelines, subject to the authority delegated to the role.Compliance and risk controls: Work in accordance with internal underwriting authorities, product guidelines, applicable regulatory requirements and the company's risk management procedures, escalating exceptions where appropriate.Underwriting recommendations: Prepare risk summaries and recommendations for review by authorized underwriters, highlighting relevant exposures, discrepancies and factors that may affect acceptance, terms or pricing.Submission analysis: Analyze information provided by brokers and clients, including business activities, claims history, financial information and relevant risk disclosures, where applicable to the financial line’s product.Portfolio and performance analysis: Compile and review underwriting information relating to submissions, acceptance rates, renewal retention, claims experience and portfolio performance to help identify emerging trends and areas requiring further review.Renewal Underwriting and Risk ReviewReassess existing financial lines policies at renewal, considering changes in, claims experience, expo